SERVICES · PILLAR I

Move money where your business operates.

Multi-currency operational accounts, cross-border payment rails, and centralized treasury — engineered for companies whose revenue, vendors, and counterparties live in more than one jurisdiction.

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I.Overview01 / 04
Overview

A single operational view across every currency you touch.

Cross-border businesses rarely stall on strategy. They stall on the mechanics of moving money — fragmented banking relationships across jurisdictions, currency mismatches that erode margin, settlement times that constrain working capital, payment rails that break at the wrong moment.

Our payments infrastructure addresses these mechanics directly. From a single operational view, your treasury team holds balances in more than 100 currencies, initiates cross-border payments that settle in near real-time, and manages inbound flows on both local and international rails — with the governance standards expected of a Swiss institution.

II.What's included01 / 04
What's included

Engineered for the full flow — initiation to reconciliation.

Every component of the payment stack is delivered with institutional discipline and integrated cleanly with the treasury and reporting systems your business already runs.

i.

Multi-currency accounts

100+ currencies, segregated by entity, with clean audit trails and consolidated reporting across jurisdictions.

ii.

Cross-border rails

SWIFT, SEPA, ACH and local-rail routing with near real-time settlement where available, batched where efficient, always priced transparently.

iii.

Liquidity & treasury

Centralized visibility of balances, internal transfers without FX where possible, sweeping and pooling across accounts.

iv.

Pay-in / pay-out orchestration

Inbound collections and outbound disbursements through one API or dashboard, with exception handling and reconciliation built in.

v.

Reporting & integration

Machine-readable statements (MT940, camt.053, JSON) delivered to your ERP or TMS, intraday and end-of-day.

vi.

Compliance by design

Institutional sanctions, travel-rule, and AML checks built into every flow — rigour without the friction of a retail correspondent chain.

III.Who it's for01 / 04
Who it's for

For businesses whose ledger crosses more than one border.

Commodity traders & brokers

Moving large ticket sizes across time zones, where settlement latency carries real cost.

SaaS and digital platforms

Earning revenue globally but concentrating opex in one or two currencies.

Professional services firms

Invoicing in one currency while paying staff, suppliers, and taxes in several.

Holding & group structures

Coordinating treasury across operating subsidiaries in multiple jurisdictions.

IV.How we engage01 / 04
How we engage

From first mapping to live operations.

  1. 01Mapping

    Understanding your flows

    We map your jurisdictions, currency mix, counterparties and pain points before proposing any structure.

  2. 02Architecture

    Designing the topology

    We design the account topology, rail selection and treasury policies that fit your operations — not a template.

  3. 03Onboarding

    Structured onboarding

    Compliance, documentation and technical onboarding coordinated through one relationship manager from day one.

Other pillars

Coordinated across all four pillars.

Bring your payments infrastructure under one Swiss roof.

Every initial conversation is private and without obligation.

GOVERNANCE · REGULATORY POSTURE

Swiss Quantum Finance AG operates as a financial intermediary affiliated with SO-FIT, a FINMA-recognised self-regulatory organisation under the Swiss Anti-Money Laundering Act (AMLA). Client assets are held under segregated Swiss custodianship and reconciled daily against third-party trustees.